(239) 939-7299
12630 Whitehall Drive
Fort Myers, FL 33907 Connect With Us
9120 Galleria Court, #101
Naples, FL 34109 Connect With Us
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Story Behind the DDS Plan

Payment Options

We offer a wide variety of payment options so that you can get the dental care that meets your needs and circumstances and fit payment within your budget.

Payment Methods

  • Cash, check, credit card or payment plan
  • We accept Visa, MasterCard and Discover
  • We accept most insurance plans
  • We offer the revolutionary Direct Dental Savings Plan that can save you more than 30% on your dental care

Direct Dental Savings Plan – “Unlimited Savings for Ideal Care”

The Direct Dental Savings Plan is a new option for saving lots of money on your dental treatment. The plan is a direct to consumer dental savings plan that offers substantial advantages over traditional dental insurance. You can sign up for the plan at any visit and start saving immediately on your dental care.

  • Save 30% or more on your dental treatment costs
  • Save on many procedures typically not covered by insurance
  • No annual maximum benefit limit like insurance
  • No recurring annual deductible payment
  • No waiting period for major dental work
  • No eligibility restrictions
  • No confusing paperwork

Visit DirectDentalSavings.com for full details

Monthly Payment Plans

CareCredit

  • Zero interest options
  • We submit the application
  • Quick and easy application process
  • We usually hear back within 24 hours
  • You can finance up to $25,000 - if approved
  • No down payment
  • You can begin treatment immediately

Springstone Patient Financing

  • Zero interest options
  • Easy application
  • No down payment
  • Finance up to $40,000 - if approved
  • You can begin treatment immediately

Dental Insurance

We accept most dental insurance policies. Dental insurance can help pay for a portion of your overall costs. We will do everything we can to maximize your insurance payments. Our staff insurance expert can evaluate your plan and help answer questions. Please bring your insurance plan information with you so that we have the necessary information for your claims.

Tax deductions for your new smile

We know that major dental care can require a significant financial investment. What many people do not realize is that most people can get a significant tax deduction for extensive dental work. While we are not tax professionals and would suggest you consult a tax professional for your particular situation, we can give you some general information.

Let’s say that you have an adjusted gross income (AGI) of $65,000 and a 25% tax bracket. In this situation, any dental treatment beyond 7.5% of AGI ($4875) is fully tax-deductible. If your dental treatment fee is $50,000, then $45,125 is fully tax-deductible. By taking this deduction on your tax return you receive a tax refund of roughly $11,281. If your dental treatment needs are extensive, Uncle Sam may contribute a significant portion of the cost of your care.

A home equity loan strategy for extensive dental care

When faced with a large financial investment, some patients elect to take out a home equity loan for the full amount of treatment. Let’s look at how that can work.

Using the example above, a $50,000 home equity loan at 5% for 15 years would have a payment of roughly $395 per month. Keep in mind that interest on this loan is fully tax deductible over the life of the loan. If the tax refund of $11,281 is applied immediately to pay off a portion of the original $50,000 loan and then the loan was refinanced, the new payment would be reduced to approximately $306 and again the interest portion of the loan is tax-deductible over the life of the loan.

This is a great example of how some patients use a home equity loan to finance major dental care that makes them feel better about themselves and improves the quality of their life while reducing what seemed like an insurmountable cost to easy monthly payments and getting a tax deduction!

12630 Whitehall Drive, Fort Myers, FL 33907 USA
George A. Hoop, DDS, PA Fort Myers, FL Dentist (239) 939-7299 office@wemakeyousmile.com
9120 Galleria Court, Suite 101, Naples, Fl 34109 USA
Dr. George A. Hoop Naples, FL Dentist (239) 594-8817 office@wemakeyousmile.com