For one reason or another, you need a dental crown. But like many Americans, you’re really worried about how much this treatment will cost, so you’ve put off making an appointment. It’s hard to blame you for that – unexpected expenses are stressful! However, there are at least three reasons why getting that crown before the end of the year will actually save you money. Keep reading to learn how your dental insurance benefits can help.
1. Your Dental Insurance Will Provide Coverage
The vast majority of dental insurance plans cover at least part of the costs associated with crown treatments. In fact, depending on whether your policy defines crowns as being a major or minor restoration, you could receive coverage for as much as 50% to 80% of your expenses. Plus, if you have dental insurance, you’re paying a monthly premium in exchange for these benefits, so put it to good use by scheduling appointments when you need them!
2. Deductibles Reset on January 1st
Your dental insurance coverage is tied to something called a deductible. When your out-of-pocket expenses go over that deductible, your benefits will “kick in” and be applied to your treatments (with the exception of checkups and cleanings, which are usually covered regardless).
You can use this to your advantage, especially at this time of year, but only if you receive your crown before January 1st! After that, your benefits will “reset,” and so will any progress you’ve made towards your deductible.
3. Treatment Could Cost More Later
If you need a dental crown, it’s probably because your tooth is severely damaged. Unlike other parts of your body, your pearly whites can’t repair themselves. This means that without protection, your tooth will be more vulnerable to further breakage and infection. Over time, the problem will only get worse, not better. Getting your crown now will prevent you from needing more costly treatment later!
Your Dental Team is Here to Help
Even with these tips in mind, understanding dental insurance benefits isn’t exactly easy. Fortunately, you don’t have to know everything – that’s what your reliable dental team is for! They handle dental insurance every day, and are familiar with how many plans work, so you can trust them to help you confirm your coverage. Give them a call before the year ends so you can see just how affordable your dental crown treatment can be!
About the Author
Dr. George A. Hoop has over 30 years of experience in the field of dentistry. As such, he knows that every patient’s needs are different. To help make treatments like dental crowns more affordable for more people, he proudly accepts dental insurance and offers alternative solutions like CareCredit financing and a Direct Dental Savings Plan. To make the most of your benefits and schedule your appointment before January 1st, contact Dr. Hoop’s office at 239-939-7299.